Homepage

Multi-award-winning Chartered financial planners

Providing financial peace of mind for 25 years.

Learn more

Who we
work with

We treat every client as a unique individual requiring a bespoke solution and therefore never use a ‘one-size-fits-all’ approach. However, over the years, we have built up special expertise working with people who are:

Planning for retirement

Enjoying retirement

Recently bereaved

About Rowley Turton

When you work with us, you’ll be teaming up with one of the UK’s leading firms of Chartered financial planners and independent financial advisers. Our Chartered status, 25 years of experience and dozens of awards tells you we’re a firm who truly care about our clients.

Learn more

We had so many questions: Did we have enough? How would we access the pension pots? And how would we ensure a steady income stream?

Stephen and Mary

Planning for retirement

We feel like Scott is interested in more about us than just our finances. He’s on top of everything. In fact, he’s more of a friend than just an adviser.”

Graham and Kath

Planning for retirement

When it comes to retirement, the utopian position is to be able to work when you want to work and not when you don’t. And that is what I’ve managed with Scott’s help.

Robert

Enjoying retirement

I was scared. I was only 49 at the time and it was a big thing to be widowed at that age.

Vicki

Recently bereaved

We wouldn’t be in the position we’re in now, retired and comfortable, without his advice. We’d probably both still be working.

Julie

Planning for retirement

We’re a VouchedFor Top Rated Firm

We’ve been included in the VouchedFor Top Rated 2023 guide, distributed by The Times.

VouchedFor’s Top Rated guide aims to identify and celebrate the UK’s best financial advice firms, based on client feedback. We’re delighted to have been included.

Better yet, we’re still Leicestershire’s only Top Rated Chartered firm in 2022 & 2023!

Our team

Meet our highly-experienced, friendly team and find out what makes them tick.

Meet the team

Alan Turton

Managing Director

Scott Gallacher

Director and Chartered Financial Planner

Martin Stanley

Chartered Financial Planner

Gemma Smith

Office Manager / Client Account Manager

David Aspinshaw

Paraplanner

Helen Goodwin

Accounts Assistant

Samantha Clifford

Senior Administrator

Gina Jackson

Administrator

Mia Gibson

Administrator

Our awards

Year after year, we’ve been recognised as one of the UK’s leading Chartered Financial Planning firms.
Find out more about the awards we’ve won.

About our awards

Our latest blogs

Read our blogs

10 digital gifts if you need a last-minute Christmas present

How to negotiate a better deal if you’re buying during a property downturn

5 useful gifting allowances that could help you pass on wealth tax-efficiently this Christmas

In the press

As recognised personal finance experts, we’re regularly asked to contribute to the national and trade media on financial planning and private wealth management matters.

With rising interest rates, Leicester financial adviser Scott Gallacher comments on the merits of equities vs bonds for income investors.

06/11/2023

Short Term Bonds - Leicester Financial Adviser gives his thoughts

23/10/2023

Leicester adviser's thoughts on what parents can do if university doesn't work out for their children

13/10/2023

Zombie Account Concerns Highlighted by Scott Gallacher for Savers

07/08/2023

Rowley Turton director tells how he helped one saver gain £18,000 a year in interest

07/08/2023

Leicester financial advisers warns savers are missing out on millions in lost interest due to 'zombie' accounts.

07/08/2023

Scott Gallacher gives his thoughts on helping your children with their university costs.

06/08/2023

Leicester financial adviser says it's important to not ignore valuation when constructing investment portfolios.

30/06/2023

Leicester adviser warns that the current Cost of Living crisis risks trapping Generation Z in retirement poverty.

28/06/2023

Scott Gallacher discussed whether or not home improvements are an investment

12/06/2023

Leicester adviser warns investors to be careful about too-good-to-be true stories

04/06/2023

Scott Gallachers argues that financial help for pensioners should be needs targeted.

03/06/2023

Scott Gallacher says our clients would welcome the scrapping of Inheritance Tax.

01/06/2023

Leicester IFA says that responsible investing is here to stay

04/05/2023

Leicester adviser gives his thoughts on the increased popularity of business relief (BR) for inheritance tax planning (IHT).

28/04/2023

Leicester financial adviser gives his opinion on a Investors' Chronicle reader's finances. And ends with what is perhaps one of the 'secrets' of great financial planning, i.e. to enjoy your money, as life is not a dress rehearsal.

21/04/2023

Scott Gallacher comments on paying into pensions for children or grandchildren.

11/04/2023

Leicester financial planner expresses concern about the sale of Aegon's protection business to Royal London, citing potential negative impacts such as reduced competition, fewer options for consumers, higher costs, and decreased innovation in product design and features.

05/04/2023

Rowley Turton director argues that the Bank of England's interest rate policy isn't working

23/03/2023

Leicester financial adviser warns interest rate rises risk killing UK businesses and hurting consumers

23/03/2023

Scott Gallacher says higher earners with Death in Service schemes may be the biggest beneficiaries from the removal of the LTA

23/03/2023

Following the removal of the Lifetime Allowance, Leicester adviser Scott Gallacher, says that financial advisers' help will be crucial for those with large pensions.

23/03/2023

Leicester Adviser, Scott Gallacher, warns of the dangers of investment apps and obsessing on the value of your portfolio.

17/03/2023

Rowley Turton director encourages investors to focus on the long-term and avoid too many changes to their portfolio.

16/03/2023

For International Womens Day Scott Gallacher was asked to give a male adviser's perspective, in addition to several female adviser's views, on how to attract more women to the financial advice industry.

08/03/2023

Leicester advisers Rowley Turton caution other firms about increasing fees as it may 'backfire'.

07/03/2023

Martin Stanley, Chartered Financial Planner, suggests caution when it comes to using VCTs and EISs just for the tax advantages.

28/02/2023

Leicester advisers, Rowley Turton explain why online reviews are crucial to them attracting new clients

22/02/2023

Scott Gallacher, director of leicester-based financial advisers, says that ONS report highlights the link between financial issues and mental health.

22/02/2023

Scott Gallacher, Leicester based independent financial adviser, questions what impact rising annuity rates will have on the retirement planning environment.

07/02/2023

Leicester adviser argues the Bank of England should stop clobbering consumers with rate rises

02/02/2023

Leicestershire adviser questions the use of a serial killer to advertise life assurance

25/01/2023

Leicester financial adviser warns that the cost of living crisis is already causing some people to delay their retirement

12/01/2023

Scott Gallacher, of Leicester based Rowley Turton, suggests the UK stock market offers good value.

28/11/2022

Leicester based Chartered Financial Planner explains why trust is so important in financial planning

07/11/2022

Leicestershire financial adviser highlights Inheritance Tax as a key issue facing this unmarried couple.

04/11/2022

Leicester adviser argues that the 60% tax trap at the £100,000 income level is a bigger issue than the 45% Additional Rate

26/09/2022

Scott Gallacher questions whether or not the budget really gives most people a tax cut

23/09/2022

Leicester based Chartered Financial Planner calls the budget aggressive and hopes the Chancellor's gamble comes off.

23/09/2022

Scott Gallacher from Leicestershire financial advisers Rowley Turton argues that the Scottish rent freeze will force some buy-to-let landlords out of the market.

14/09/2022

Scott Gallacher gives his thoughts on Emerging Market investment.

13/09/2022

Scott Gallacher explains that staff costs are an even bigger concern to advisers than energy prices.

09/09/2022

Scott Gallacher quoted in the Daily Express on the energy cap

09/09/2022

Scott Gallacher questions will pick up the tab for the Government's energy bill cap.

08/09/2022

Scott Gallacher quoted in IFA Magazine on Liz Truss's energy price cap.

08/09/2022

Scott Gallacher says that 'Complete honesty' is the key to successful retirement planning. Financial planning requires a trusted adviser and a trusting client.

22/08/2022

Scott Gallacher explains why high inflation might mean home buyers returning to the days of the 70s and 80s..

17/08/2022

Director Scott Gallacher explains why, despite higher interest rates, savers are no better off due to today's high inflation.

17/08/2022

As inflation hits over 10%, Scott Gallacher explains to the Daily Express how despite interest rates rising savers are arguably no better off because their 'real' rate of interest is at its lowest for years.

17/08/2022

Read director Scott Gallacher's comments on Crypto and the potential Capital Gains Tax (CGT) issues in this Professional Adviser article.

15/08/2022

With the banks accused of failing to pass on interest rate rises to savers, Scott Gallacher argues that their business model is built on treating customers unfairly.

05/08/2022

Scott Gallacher explains how helping clients with life transitions such as death, divorce, inheritance, business sale, etc are a key part of his job.

05/08/2022

Director Scott Gallacher quoted in IFA Magazine commenting on the latest ONS data on Occupational Pension schemes.

23/06/2022

Director Scott Gallacher says that the recent rate rises are "a kick in the teeth" for borrowers.

18/06/2022

Director Scott Gallacher explains the additional risks that synthetic ETFs carry.

17/06/2022

Scott Gallacher warns that, with the cost of living crisis, further interest rate rises could push many people with variable-rate mortgages to the brink.

16/06/2022

Scott Gallacher gives his tips for getting better deal on your TV and media contracts.

11/06/2022

Scott Gallacher explains why the housing market might be one winner from today's high inflation.

27/05/2022

Scott Gallacher gives his thoughts on the UK's gender pension gap.

09/05/2022

When looking for ISA funds, Scott Gallacher explains how low-cost multi-index funds offer something for everyone.

30/03/2022

Martin Stanley says you need to keep an eye on your pension, especially during market falls, otherwise you risk eroding your pension pot.

27/03/2022

Scott Gallacher says that investors need to hold their nerve.

04/03/2022

Ukraine - Scott Gallacher argues investors need to keep a long-term forcus

24/02/2022

Whilst cash offers certainty, this is not the same as being safe. With today’s high inflation is eroding the real value of people's savings, Scott Gallacher argues people need to consider investing.

18/02/2022

Scott Gallacher quoted in the Metro questioning the Bank of England's decision to raise interest rates.

03/02/2022

Rowley Turton director Scott Gallacher quoted in the Daily Mail on rising energy bills and arguing that the government should delay the planned National Insurance rise to help people.

03/02/2022

Rowley Turton director Scott Gallacher quoted in the press arguing that the government should delay the planned National Insurance increase. This is to avoid burdening people and threatening the UK's recovery.

22/01/2022

Scott Gallacher argues increasing interest rates won't help to contain rising inflation.

19/01/2022

Scott Gallacher explains why people might be wise to build up an emergency fund to protect themselves from Omicron uncertainty in 2022

29/12/2021

Scott Gallacher believes that a well-diversified portfolio is the best option for 2022

22/12/2021

As Prince Harry suggests people shouldn't be afraid to quit their jobs, Scott Gallacher argues you need a 'stuff it' fund to give you that option.

08/12/2021

Rowley Turton director Scott Gallacher quoted in The Sunday Times welcoming rising annuity rates.

14/11/2021

Scott Gallacher explains why freelancers should have a pension and regular review this, to help them have a comfortable retirement.

12/11/2021

Scott Gallacher highlights the need for 'Income Protection' insurance to protect yourself and your family should you be unable to work due to ill-health

20/10/2021

Scott Gallacher explains why he thinks increasing interest rates is unlikely to help control inflation.

20/10/2021

Scott Gallacher argues the government needs to build more houses

14/10/2021

Scott Gallacher says an interest rate rise is unlikely to reduce inflation and could be disastrous for borrowers.

14/10/2021

Scott Gallacher questions whether the tax advantages on EIS funds are enough to make them a good investment.

06/10/2021

Scott Gallacher explains whilst higher wages might solve the labour shortage for an individual firm it can't solve the problem for the entire country.

04/10/2021

Scott Gallacher worries the UK economy will experience a huge shock when the furlough scheme ends. This is because the people currently furloughed may be in other sectors with different skills from the current job vacancies.

27/09/2021

Our director Scott Gallacher warns that scammers are getting increasingly bolder on social media sites and reminds you to be cautious about sharing too much personal data online.

23/09/2021

Scott Gallacher warns that sharing too much personal information puts you at risk of being scammed. Scott's segment starts at 2hr31mins.

15/09/2021

Scott Gallacher reminds us that successful people can fall victim to scams

14/09/2021

Although older workers are exiting the workplace early, Scott Gallacher explains why he thinks we need to save more and retire later

09/09/2021

Scott Gallacher says that the government’s National Insurance and Dividend Tax rise is the wrong policy at the wrong time

07/09/2021

Scott Gallacher says that people need to consider the impact that paying school fees may have on their own retirement plans.

05/09/2021

Scott Gallacher says working longer from home, perhaps on a part-time basis, past your intended retirement age could help many to achieve a comfortable retirement.

04/09/2021

Faced with rising school fees, Scott Gallacher suggests parents need to consider how funding the cost of private education may impact their retirement plans

15/08/2021

Scott Gallacher argues that the FCA, as well as pushing Pension Wise, should be doing more to promote the value of financial advice to those looking to draw their pensions.

05/10/2021

Martin Stanley explains how ethical, ESG, and socially responsible investment has become an important part of our advice

28/07/2021

Scott suggests how you might invest any money you've saved during lockdown

23/05/2021

Scott Gallacher gives his thoughts on the Chancellor's new East Midland's Freeport

04/03/2021

Scott Gallacher explains how Coronavirus is making obtaining life assurance more difficult for older people

15/02/2021

Scott Gallacher explains how ISAs can offer additional tax advantages such as helping you hold on to your Child Benefit

08/02/2021

Scott Gallacher explains how he helps parents understand how much they can afford to gift to their children by using cashflow planning to show the impact on their own financial position

10/12/2020

We explain why a well-diversified portfolio should protect you against a Coronavirus debt led inflation bubble

06/11/2020

Scott Gallacher says talking to your partner is crucial to avoid financial arguments

02/11/2020

Scott Gallacher concerned that Trump's Presidency may end as a 'wounded tiger'

23/10/2020

Scott Gallacher explains why business owners should aim for 'financial independence'

14/10/2020

Scott Gallacher highlights the Inheritance Tax advantages of being married

01/10/2020

Gallacher explains how understanding the risk your portfolio is taking can help you avoid rash decisions when markets turn.

21/08/2020

Scott Gallacher explains why he fears an increase in Capital Gains Tax (CGT)

16/07/2020

Scott Gallacher raises awareness of Ectodermal Dysplasia

18/06/2020

Rowley Turton Director, Scott Gallacher, suggests ways to use stock market falls to your advantage

15/05/2020

Scott Gallacher comments on ethical investment

07/02/2020

Scott Gallacher explains why advisers are reluctant to use investment trusts

04/02/2020

Scott Gallacher explains why you need to be careful when looking at peer-to-peer lending

19/08/2019

Scott Gallacher says retirees are losing out by not realising the value of financial advice

29/03/2019

Scott Gallacher was asked what you need to know about the Marriage Allowance. Here's what he had to say.

13/02/2019

Scott Gallacher helps answer a reader's question on the best form of retirement income; a pension or an ISA?

11/10/2016

Scott Gallacher helps answer the question of why more of us aren't making use of the tax breaks available to us.

10/02/2016

Scott Gallacher helps readers understand how they can reduce their Inheritance Tax bill

24/10/2014

Rowley Turton's Scott Gallacher answers a 'This is Money' reader's question on why her annuity income has dropped substantially.

14/08/2013

Scott Gallacher helps one reader plan for a financially secure future following separation.

22/06/2013

Rowley Turton in the press

"Rowley Turton have provided decades of excellent trustworthy advice, first to my father, then to me and now to my children. I have recommended them to others in the past and would unhesitatingly do so again in the future."

Martin Sigrist

Rowley Turton client since 2015

Multi-award-winning Chartered financial planners

Who we work with

Planning for retirement

Enjoying retirement

Recently bereaved

About Rowley Turton

We’re a VouchedFor Top Rated Firm

Our team

Alan Turton

Scott Gallacher

Martin Stanley

Gemma Smith

David Aspinshaw

Helen Goodwin

Samantha Clifford

Gina Jackson

Mia Gibson

Our awards

Our latest blogs

10 digital gifts if you need a last-minute Christmas present

How to negotiate a better deal if you’re buying during a property downturn

5 useful gifting allowances that could help you pass on wealth tax-efficiently this Christmas

In the press

With rising interest rates, Leicester financial adviser Scott Gallacher comments on the merits of equities vs bonds for income investors.

Short Term Bonds - Leicester Financial Adviser gives his thoughts

Leicester adviser's thoughts on what parents can do if university doesn't work out for their children

Zombie Account Concerns Highlighted by Scott Gallacher for Savers

Rowley Turton director tells how he helped one saver gain £18,000 a year in interest

Leicester financial advisers warns savers are missing out on millions in lost interest due to 'zombie' accounts.

Scott Gallacher gives his thoughts on helping your children with their university costs.

Leicester financial adviser says it's important to not ignore valuation when constructing investment portfolios.

Leicester adviser warns that the current Cost of Living crisis risks trapping Generation Z in retirement poverty.

Scott Gallacher discussed whether or not home improvements are an investment

Leicester adviser warns investors to be careful about too-good-to-be true stories

Scott Gallachers argues that financial help for pensioners should be needs targeted.

Scott Gallacher says our clients would welcome the scrapping of Inheritance Tax.

Leicester IFA says that responsible investing is here to stay

Leicester adviser gives his thoughts on the increased popularity of business relief (BR) for inheritance tax planning (IHT).

Leicester financial adviser gives his opinion on a Investors' Chronicle reader's finances. And ends with what is perhaps one of the 'secrets' of great financial planning, i.e. to enjoy your money, as life is not a dress rehearsal.

Scott Gallacher comments on paying into pensions for children or grandchildren.

Leicester financial planner expresses concern about the sale of Aegon's protection business to Royal London, citing potential negative impacts such as reduced competition, fewer options for consumers, higher costs, and decreased innovation in product design and features.

Rowley Turton director argues that the Bank of England's interest rate policy isn't working

Leicester financial adviser warns interest rate rises risk killing UK businesses and hurting consumers

Scott Gallacher says higher earners with Death in Service schemes may be the biggest beneficiaries from the removal of the LTA

Following the removal of the Lifetime Allowance, Leicester adviser Scott Gallacher, says that financial advisers' help will be crucial for those with large pensions.

Leicester Adviser, Scott Gallacher, warns of the dangers of investment apps and obsessing on the value of your portfolio.

Rowley Turton director encourages investors to focus on the long-term and avoid too many changes to their portfolio.

For International Womens Day Scott Gallacher was asked to give a male adviser's perspective, in addition to several female adviser's views, on how to attract more women to the financial advice industry.

Leicester advisers Rowley Turton caution other firms about increasing fees as it may 'backfire'.

Martin Stanley, Chartered Financial Planner, suggests caution when it comes to using VCTs and EISs just for the tax advantages.

Leicester advisers, Rowley Turton explain why online reviews are crucial to them attracting new clients

Scott Gallacher, director of leicester-based financial advisers, says that ONS report highlights the link between financial issues and mental health.

Scott Gallacher, Leicester based independent financial adviser, questions what impact rising annuity rates will have on the retirement planning environment.

Leicester adviser argues the Bank of England should stop clobbering consumers with rate rises

Leicestershire adviser questions the use of a serial killer to advertise life assurance

Leicester financial adviser warns that the cost of living crisis is already causing some people to delay their retirement

Scott Gallacher, of Leicester based Rowley Turton, suggests the UK stock market offers good value.

Leicester based Chartered Financial Planner explains why trust is so important in financial planning

Leicestershire financial adviser highlights Inheritance Tax as a key issue facing this unmarried couple.

Leicester adviser argues that the 60% tax trap at the £100,000 income level is a bigger issue than the 45% Additional Rate

Scott Gallacher questions whether or not the budget really gives most people a tax cut

Leicester based Chartered Financial Planner calls the budget aggressive and hopes the Chancellor's gamble comes off.

Scott Gallacher from Leicestershire financial advisers Rowley Turton argues that the Scottish rent freeze will force some buy-to-let landlords out of the market.

Scott Gallacher gives his thoughts on Emerging Market investment.

Scott Gallacher explains that staff costs are an even bigger concern to advisers than energy prices.

Scott Gallacher quoted in the Daily Express on the energy cap

Scott Gallacher questions will pick up the tab for the Government's energy bill cap.

Scott Gallacher quoted in IFA Magazine on Liz Truss's energy price cap.

Scott Gallacher says that 'Complete honesty' is the key to successful retirement planning. Financial planning requires a trusted adviser and a trusting client.

Scott Gallacher explains why high inflation might mean home buyers returning to the days of the 70s and 80s..

Director Scott Gallacher explains why, despite higher interest rates, savers are no better off due to today's high inflation.

As inflation hits over 10%, Scott Gallacher explains to the Daily Express how despite interest rates rising savers are arguably no better off because their 'real' rate of interest is at its lowest for years.

Read director Scott Gallacher's comments on Crypto and the potential Capital Gains Tax (CGT) issues in this Professional Adviser article.

With the banks accused of failing to pass on interest rate rises to savers, Scott Gallacher argues that their business model is built on treating customers unfairly.

Scott Gallacher explains how helping clients with life transitions such as death, divorce, inheritance, business sale, etc are a key part of his job.

Director Scott Gallacher quoted in IFA Magazine commenting on the latest ONS data on Occupational Pension schemes.

Director Scott Gallacher says that the recent rate rises are "a kick in the teeth" for borrowers.

Director Scott Gallacher explains the additional risks that synthetic ETFs carry.

Scott Gallacher warns that, with the cost of living crisis, further interest rate rises could push many people with variable-rate mortgages to the brink.

Scott Gallacher gives his tips for getting better deal on your TV and media contracts.

Who we
work with