After building a successful business over 10 years, our clients had the opportunity to sell while still in their 30s. We used financial planning to explore whether taking the win now could give them something even more valuable than a higher future valuation: greater choice over how they spent their time.

Our client had built pension benefits worth more than £1 million but wanted something the headline figure couldn't answer: could he afford to work less? We used lifetime cashflow planning to explore whether he could reduce his hours while remaining financially secure.

After receiving a £3 million offer for their business, our clients wondered whether they should sell or continue building towards a possible £5 million valuation. Financial planning helped them answer a different question: how much did they actually need?

Following the death of her husband, our client wanted reassurance that she had enough for her own future while exploring how she could pass wealth to her children and grandchildren in a considered and tax-aware way.

Three clients wanted to reduce a potential inheritance tax liability without compromising their own financial security. See how their different circumstances led to three different approaches to generational wealth planning.