Inheritance Tax on Pensions Calculator
1) Your situation
2) Results — pre vs post 6 April 2027
Contact Us for Advice
Concerned about how the 2027 changes could affect your family's inheritance tax position? Our Chartered Financial Planners can help you protect what matters most.
Rowley Turton (IFA) Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 457946 – http://www.fca.org.uk/register.
Registered Address: Charnwood House, Harcourt Way, Meridian Business Park, Leicester LE19 1WP. Registered in England & Wales No. 3145431.
Neither Rowley Turton (IFA) Ltd nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page. The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found at http://www.financial-ombudsman.org.uk.
The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK. Please note investments may rise and fall and you may not get back what you put in. Information on past performance, where given, is not necessarily a guide to future performance.
Please read our Privacy Policy before completing any enquiry form or before sending an email to us.
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Inheritance Tax on Pensions — Comparison Report
Client Inputs
| Married / Civil partners | No |
| Children inherit a residence | Yes |
| House value | £0 |
| Other property value | £0 |
| Mortgage & debts | £0 |
| Savings | £0 |
| Investments | £0 |
| Pensions (unused at death) | £0 |
| Life assurance (not under trust) | £0 |
Results Summary
| Before 6 Apr 2027 | From 6 Apr 2027 | |
|---|---|---|
| Gross estate | £0 | £0 |
| NRB available | £0 | £0 |
| Residence NRB (after taper) | £0 | £0 |
| Taxable estate | £0 | £0 |
| IHT on estate @40% | £0 | £0 |
| Total IHT | £0 | £0 |
Important Caveats
- Gifts within seven years: Not included in this calculation; may reduce NRB and trigger tax if death within seven years (after taper relief).
- Business Relief & Agricultural Relief: Not included. May reduce taxable value of qualifying assets.
- Cohabiting couples: This tool assumes single or legally married/civil‑partnered couples; cohabitees do not benefit from the same exemptions.
- Regulatory note: The Financial Conduct Authority does not regulate tax advice or estate planning.
Next Steps — Speak to Rowley Turton
- Phone: 0116 282 2177
- Email: enquiries@rowleyturton.com
- Web: https://rowleyturton.com/contact/
Rowley Turton (IFA) Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 457946 – http://www.fca.org.uk/register.
Registered Address: Charnwood House, Harcourt Way, Meridian Business Park, Leicester LE19 1WP. Registered in England & Wales No. 3145431.
Neither Rowley Turton (IFA) Ltd nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page. The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found at http://www.financial-ombudsman.org.uk.
The information contained within this report is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK. Please note investments may rise and fall and you may not get back what you put in. Information on past performance, where given, is not necessarily a guide to future performance.
Please read our Privacy Policy before completing any enquiry form or before sending an email to us: https://rowleyturton.com/privacy-policy.